Ray Reynolds – Building Business Credit

Description

Ray Reynolds – Building Business Credit

We’ve taken the time to break the program down into sections, making the credit building process easy to understand and accomplish. Each section contains tasks which need to be completed. Some of these tasks include things like correctly establishing your business contact information and making sure your business is structured properly.
Building corporate credit doesn’t need to be confusing and time-consuming. You just need to be guided through the process by professionals who have done the research for you.
PERSONAL CREDIT
Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment.
But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place?
Several tools can help you establish a credit history: secured credit cards, a credit-builder loan, a co-signed credit card or loan, or authorized user status on another person’s credit card.
We can help you build your credit score and we make sure you use it in a way that will eventually earn you a good credit score..
What is Business ?
Business is the activity of making one’s living or making money by producing or buying and selling products (such as goods and services).[need quotation to verify]Simply put, it is “any activity or enterprise entered into for profit.”
Having a business name does not separate the business entity from the owner, which means that the owner of the business is responsible and liable for debts incurred by the business. If the business acquires debts, the creditors can go after the owner’s personal possessions. A business structure does not allow for corporate tax rates. The proprietor is personally taxed on all income from the business.
The term is also often used colloquially (but not by lawyers or by public officials) to refer to a company. A company, on the other hand, is a separate legal entity and provides for limited liability, as well as corporate tax rates. A company structure is more complicated and expensive to set up, but offers more protection and benefits for the owner.

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